SBC and your Business Loan

Examples of competitive advantage SBC benefits:

Unrestricted use of funds within your business

• Simplify budgeting with predictable payments
• One invoice can cover the equipment and business loan
• Single cash advance at time of funding
• Simple application process (no financial statements required)

Loan range

Working Capital Loans start from as little as $2,500.

Terms

Match the life of the equipment (choose any length term between 24 and 60 months)

Collateral

No blanket liens or compensating balances that are typically required by other lenders; secured only by a first lien on the asset used as collateral.

Rate

Fixed monthly payments for the life of the loan, regardless of any market rate increases, make it cost effective and easy to budget.

How can the Working Capital be used?

The cash is unrestricted and can be used for any purpose within your business.

Decisions are based on business performance in addition to credit history.

• Working Capital loans up to $100,000
• Receive a decision as quick as same day
• Loans as short as 6 or 12 months – or term out over 24 to 60 months
• Manage your loan online

Select Business Credit will tailor your business credit loan according to your ability to pay.