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$5,000 - $75,000– Application only.
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2+ years time in business with
current management.
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Bank reference- minimum high 4
figure (required for "C" Credits Only).
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Credit bureau reports, 5 year
history, no derogatory information, minimum of 7 satisfactory
trade lines.
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Personal guarantee required with a
fair Isaac FICO of 625 or higher.
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Less than 10 inquiries within the
last 6 months/ less than 5 within the last 30 days.
$75,000 - $250,000- Application only
(equipment generally must be hard collateral for app-only
approvals above $150,000)
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3+ years time in business with
current management.
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Bank reference – minimum medium 5
figure
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Credit Bureau reports, 7 year
history, no derogatory information, minimum of 7 satisfactory
trade lines.
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Personal guarantee required with a
fair Isaac FICO of 625 or higher.
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Clean leasing and trade references.
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D & B report reviewed in Corp only.
Middle Market Transactions: $150,000 - $5,000,000
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Full financial package required, consisting
of most recent 2 years corporate tax returns with all schedules
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Most recent 2 years corporate financial
statements. Please note: a complete financial statement package
consists of cover sheet, CPA statement, balance sheet, income
statement, cash flow statement and notes to the financials.
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Most recent interim statement
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